Credit Analyst / Commercial Banking Interview Questions Commercial Banking by Matt - July 25, 2020November 18, 20200 Also check out corporate banking interview questions For fixed income analyst jobs check out fixed income analyst interview questions How do you calculate leverage? Debt divided by EBITDA. Net leverage is net debt divided by EBITDA. There are multiple permutations of this and they will usually be some variant of operating cash flows. How
Interview with: Big 5 Commercial Banking New Grad – Interest Rates, Hours Canada Commercial Banking Credit Interview Series by Karl - December 31, 2019December 31, 20190 Where do commercial bankers usually take clients? Personally, not a lot of knowledge about that – it’s almost always the account manager that does all the wining and dining. I am aware that it’s quite common to get valued clients in the box seats of a hockey game. The account manager
Interview with: Big 5 Commercial Banking New Grad – Getting In, Training & Orientation, The Role Canada Commercial Banking Interview Series by Karl - December 31, 2019December 31, 20190 How many commercial banking new grads are hired every year by the Canadian banks? In short, it varies. I know that CIBC and TD hire under 10 people per year. But on average, about 10 – 15 people per year. However, there is some occasional year-round/off-cycle hiring when someone quits/get promoted,
Commercial Banking in Hong Kong China Commercial Banking Hong Kong by Karl - September 18, 2019September 18, 20190 Written by a Vice President of Commercial Banking in Hong Kong Commercial Banking Career Path in Hong Kong Despite what you may see in the news, commercial banking in Hong Kong is booming still. If you go on LinkedIn, eFinancialCareers or indeed.com, you will find too many jobs to fill, from entry
Introduction to Debt Capacity Commercial Banking Credit Restructuring by Matt - September 12, 2019September 12, 20190 Debt capacity is an analysis conducted in determining what is the sustainable level of debt for a company. Debt capacity is a very important concept to understand in credit. As such, debt capacity is the first thing they teach in the training manual for corporate and commercial bankers – how much
Picking Bank Stocks to Invest In Commercial Banking Financial Institutions Trends by Matt - March 14, 2019March 14, 20190 Choosing Comparable Companies for Banks and Diversified Financial Institutions This is our second post on analyzing bank stocks. Keep in mind that when looking at banking, the most pure play bank is a bank that takes deposits and lends, charges service fees and invests excess equity in relatively safe fixed income
Introduction to Analyzing Bank Stocks Commercial Banking Financial Institutions by Matt - March 13, 2019March 13, 20190 The following article should not be taken as investment advice and is for information purposes only For most people who invest in stocks, whether through building a blue chip portfolio themselves or through mutual funds/ETFs, they are usually invested in bank stocks. The big banks are an important part of every
Liquidity Ratios and Asset Based Lending Commercial Banking by Matt - February 22, 2019February 22, 20190 Illiquidity and Insolvency for Debtors Any entity that has debt can become illiquid or insolvent. Illiquid means that the debtor cannot service the debt at the time with liquid assets (which in accounting class generally means cash, accounts receivable and inventory - in decreasing order of liquidity), not because it does
Trade Finance and Letters of Credit Overview Commercial Banking Financial Institutions by Alex - July 17, 2018July 17, 20180 Introduction to Letters of Credit Since the inception of international trade, the need for risk minimization of the transaction for both buyer and seller has been paramount. Letters of credit have been used for a long time to accomplish that purpose by facilitating payments in the form of guarantee. As LCs
Types of Revolving Loans Commercial Banking Corporate Banking by Alex - June 20, 2018June 23, 20180 What is a Revolving Loan? Revolvers are some of the most common loan products available from commercial banking and corporate banking. Most people are familiar with the concept of a regular loan. The borrower takes out a fixed amount of money (the loan principal) that must be paid off along with the